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Deadline for rental assistance extended until Aug. 28

housing

CHICAGO (WSIL) – The Illinois Housing Development Authority (IDHA) has extended the deadline for renters to apply for help with their monthly payments.

The Emergency Rental Assistance program provides $5,000 to eligible tenants who have lost a job or income due to the COVID-19 pandemic.

The deadline was pushed back one week from Friday, August 21 to 12 p.m. Friday, August 28.

"With over 750,000 Illinoisans losing power as a result of the strong derecho that swept across northern Illinois a week ago, it’s important we provide additional time to file and complete application for assistance," said IHDA Executive Director Kristin Faust. "I am pleased to extend the deadline as there were many renters and landlords without power for nearly a week, which negatively impacted their ability to apply to the Emergency Rental Assistance program.”

Landlords have until August 30 to complete their portion of the application and submit required documentation.

IHDA says the extension of the Emergency Rental Assistance program will not affect or delay the launch of the Emergency Mortgage Assistance program on August 24.

The programs are funded through a portion of Illinois' funds of the federal Coronavirus Aid, Relief, and Economic Security (CARES) Act.

Emergency Rental Assistance Program

Tenant Eligibility:
• Household income before March 1, 2020 was at or below 80 percent of the Area Median Income;
• An adult member of the household must have had a loss of income due to the COVID-19 crisis on or after March 1, 2020; and
• Household has an unpaid rent balance that began on or after March 1, 2020.

How It Works:

  • Tenants who are approved will receive one-time grants of $5,000 paid directly to their landlords to cover missed rent payments beginning in March 2020 and prepay payments through December 2020, or until the $5,000 is exhausted, whichever comes first.
  • The assistance will be in the form of a grant and repayment will not be required.
  • Applications for Emergency Rental Assistance will be accepted August 10 through 12 p.m. August 28. Due to anticipated high volume, the application window may close early.
  • Approximately 30,000 tenants are expected to receive funding.
  • Apply online at: era.ihda.org.

Emergency Mortgage Assistance Program

Homeowner Eligibility:
• Household adjusted gross income from 2019 Tax Return was at or below 120 percent of the Area Median Income;
• An adult member of the household has had a loss of income due to the COVID-19 crisis on or after March 1, 2020;
• Homeowner’s mortgage was current as of February 29, 2020;
• The mortgage is past due or in forbearance.

How It Works:

  • Approved applicants will receive up to $15,000 paid directly to their mortgage servicer.
  • Assistance will cover the homeowner’s past due or forbearance balance and their regular mortgage payments through December 30, 2020, or until the funding is exhausted, whichever comes first.
  • Payments may include all escrowed first mortgage expenses including property taxes, insurance and certain fees.
  • The assistance will be in the form of a grant and repayment will not be required.
  • Applications for Emergency Mortgage Assistance will be accepted from August 24 through September 4. Due to anticipated high volume, the application window may close early.
  • The program is expected to assist approximately 10,000 households.
  • Apply online at: ema.ihda.org.
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Mandy Robertson

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